2024年全国发放住房公积金贷款1.3万亿元

Core Insights - The report indicates that the housing provident fund system is expanding its coverage, with over 1.3 trillion yuan in loans issued last year [1] - In 2024, the housing provident fund's operations are stable, with total contributions reaching 36,317.83 billion yuan and 81.27 million people withdrawing 27,654.84 billion yuan [1] - A total of 230.56 million personal housing loans were issued, amounting to 1,304.30 billion yuan [1] Summary by Categories Housing Provident Fund Operations - The total contributions to the housing provident fund reached 36,317.83 billion yuan, with 81.27 million individuals making withdrawals totaling 27,654.84 billion yuan [1] - The number of personal housing loans issued was 230.56 million, with a total value of 1,304.30 billion yuan [1] Coverage and Participation - The number of active units contributing to the housing provident fund was 5.29 million, with 17,628.75 million individuals contributing, reflecting a growth of 6.92% and 1% respectively compared to the previous year [1] - New accounts opened included 739,900 units and 18.62 million individuals [1] Policy Support and Utilization - Local governments have optimized policies to support contributors in using their provident fund for down payments and inter-city loans [1] - The total amount for personal housing loans and withdrawals for purchasing homes reached 30,970.83 billion yuan [1] - A total of 65,300 individuals withdrew 2.04 billion yuan for home renovations, such as elevator installations [1]