大额存单利率降至1字头 多银行五年期利率倒挂或停售

Core Viewpoint - Recently, state-owned banks have taken the lead in lowering the RMB deposit benchmark interest rates, followed by national joint-stock banks [1] Group 1: Interest Rate Changes - After the interest rate cuts, the rates for large-denomination certificates of deposit (CDs) have generally fallen to the "1" range [1] - The five-year large-denomination CDs have either seen inverted rates or have been suspended [1] Group 2: Market Demand - Despite the rate cuts, some banks are still experiencing a rush for large-denomination CDs [1]