Group 1 - The core viewpoint is that recent financial policies aim to enhance liquidity, support technology innovation enterprises, activate capital markets, boost the real estate market, and ensure people's livelihoods, aligning with the central economic work conference's requirements for a more proactive fiscal policy and moderately loose monetary policy [1][2] - The newly introduced structural tools, including an increase of 1.1 trillion yuan in relending quotas, are seen as strong measures to support the real economy, but their effectiveness relies on the cooperation of commercial banks [2][3] - The focus of policies is shifting from merely providing funds to establishing a risk-sharing mechanism involving the central bank, fiscal authorities, and the market, aiming to create a comprehensive support system for technology innovation [2] Group 2 - The financial service committee has initiated a three-month campaign to ensure the implementation of the new financial policies, focusing on areas such as promoting common prosperity, alleviating difficulties for private enterprises, optimizing the business environment, and stabilizing the real estate and stock markets [2][3] - Experts indicate that the response from commercial banks and financial professionals is crucial in releasing strong signals for stabilizing the economy and market expectations, contributing to the financial supply-side reform [3]
殷剑峰:一揽子金融政策满足适当宽松要求,商业银行应推再贷款有效落地