人工智能时代，金融数智化转型有哪些新挑战新机遇？

Core Insights - The forum in Xi'an focused on the challenges and opportunities in the financial sector amidst the rise of AI and digital transformation, discussing topics like "financial large model applications" and "new opportunities for bank transformation" [1][2] Group 1: AI and Digital Transformation - Experts emphasized the need to address "data barriers, input-output, and security guarantees" to promote the application of large models in finance [4] - AI is seen as a key factor in reshaping the core competitiveness of the financial industry, driving deep integration between finance and technology [4] - The development of high-quality financial technology requires collaboration across the industry ecosystem and integration of resources from various fields [4] Group 2: Policy and Economic Development - The Shaanxi provincial government is committed to enhancing digital financial infrastructure and providing comprehensive services to financial institutions and enterprises to support high-quality economic development [4] - The changing international monetary environment necessitates research on foreign currency system changes and their implications for global finance [5] - The focus should be on maintaining the sovereignty of the Renminbi amidst technological advancements and external challenges [5] Group 3: Financial Innovation and Strategy - The CIO of Hengfeng Bank highlighted the importance of creating a unique "knowledge base + prompt word" system for AI development in small and medium-sized banks [6] - Financial institutions are encouraged to embrace large models and explore solutions like data engineering systems and trusted security frameworks [6] - The "14th Five-Year Plan" is viewed as a strategic blueprint for balancing development and security in building a strong financial nation [7]