“工信贷”累计发放贷款584.81亿元

Core Insights - The "Gongxin Loan" risk compensation policy has effectively alleviated the loan difficulties and high costs faced by small and medium-sized enterprises (SMEs) in the province, enhancing banks' willingness to lend [1][2] - As of now, a total of 3,668 enterprises have received loans under the "Gongxin Loan" program, with a cumulative loan issuance of 58.481 billion yuan and an average interest rate of 3.35% [1] Group 1 - The provincial government has established an 800 million yuan risk compensation fund for SME bank loans, which is part of a broader initiative to support SMEs [1] - The "Gongxin Loan" white list system has been implemented to ensure comprehensive coverage of eligible enterprises, with plans to increase the number of white list enterprises to over 5,000 by the end of the year [2] - The risk compensation mechanism provides banks with compensation ranging from 20% to 50% based on the loan amount for enterprises that experience non-performing loans [2] Group 2 - The policy has not only provided targeted support but has also played a crucial role in helping banks secure policies from their headquarters and develop online product approval models [2] - The provincial government aims to optimize the selection and collection of white list enterprises and enhance the efficiency of enterprise financing through the "Xianqi Tong" platform [2]