山东兰陵 财政金融联动“护航”蔬菜产业

Core Viewpoint - The article highlights the implementation of a "vegetable target income insurance" program in Linyi County, Shandong Province, which aims to protect farmers from market price fluctuations and natural disasters, ensuring stable income and promoting healthy development of the vegetable industry [1][2]. Group 1: Insurance Program Overview - The "vegetable target income insurance" is an upgraded version of the previous target price insurance, designed to provide compensation for both price drops and yield reductions due to natural disasters [2][3]. - The insurance program is a collaboration between the local government and China Life Property & Casualty Insurance, utilizing financial support from the government and commercial operations from insurance companies [1][2]. Group 2: Financial Structure and Coverage - The insurance premium is structured such that 60% is covered by provincial, municipal, and county finances, while farmers are responsible for 40% [2][3]. - For example, for garlic shoots, the premium is 84 yuan per mu, with farmers paying 33.6 yuan, and the target income set at 3,600 yuan per mu [3]. Group 3: Impact and Future Plans - The program has already insured 283,600 mu of garlic shoots and garlic, providing risk coverage of 567 million yuan to over 30,000 farmers [3]. - Future plans include expanding coverage to greenhouse peppers and cucumbers, with an expected total insured area of 760,000 mu, potentially mitigating production risks of 1.15 billion yuan [3].