山西垣曲农商银行深化“背包银行”服务内涵 积极推进整村授信

Core Insights - Shanxi Yangqu Rural Commercial Bank is actively implementing the rural revitalization strategy, focusing on serving agriculture, small enterprises, and county economic development [1][2] - The bank has established a comprehensive service system that integrates financial services with rural governance and credit systems, enhancing support for local agricultural industries [3][4] Group 1: Financial Support and Services - The bank provided a loan of 1 million yuan to a local cooperative, enabling them to upgrade equipment and increase production capacity by 30% [1][2] - The bank's financial services team conducts regular follow-ups on production progress and offers financial management guidance to clients [2][3] - The bank has launched four specialized loan products to support rural collective economies and facilitate agricultural transformation [3] Group 2: Community Engagement and Development - The bank has initiated the "credit village" program, conducting credit rating and granting ceremonies in 71 administrative villages, benefiting 8,257 households [2][4] - The bank has established 19 integrated service points for financial and social services, ensuring basic financial services are accessible within villages [3] - The bank actively collaborates with local financing guarantee companies to promote specialized loan products, having issued 1.04 billion yuan in "Agricultural Guarantee Loans" [4]