国家开发银行持续优化完善助学贷款服务

Core Viewpoint - The National Development Bank is actively supporting students through its student loan programs, ensuring that no student is deprived of education due to financial difficulties, while continuously optimizing its services and policies to meet the needs of borrowers [1][3]. Group 1: Loan Policy Enhancements - The maximum loan amount for undergraduate students has been increased from 16,000 yuan to 20,000 yuan per year, and for graduate students from 20,000 yuan to 25,000 yuan [2]. - The bank announced the refund of interest for loans that should have been exempted in 2025, demonstrating its commitment to reducing the financial burden on students [2]. - The bank allows students who graduated in 2025 or earlier to apply for a one-year extension on their loan repayments, providing additional financial relief [2]. Group 2: Service Improvements - The National Development Bank has implemented an online system since 2010, allowing students to complete part of their loan application process without needing to be physically present [2]. - Loan funds are directly transferred to the universities for tuition and accommodation, while the remaining amount is sent to students' personal bank accounts for daily expenses, enhancing efficiency and reducing the risk of fund misappropriation [2]. - The bank has launched a mobile application to upgrade its student loan services from desktop to mobile platforms, improving accessibility for students [2]. Group 3: Outreach and Awareness - The National Development Bank is collaborating with local education departments and universities to conduct outreach activities, ensuring that students are fully informed about the student loan policies [3]. - The bank aims to continuously improve its financial services related to student loans, reinforcing its role as a strong support system for students pursuing their dreams [3].