政策速递破融资困局

Core Insights - Chongqing Huqiang Machinery Manufacturing Co., Ltd. is a technology-oriented SME specializing in lightweight aluminum alloy products for new energy vehicles, facing significant challenges in early 2025 due to high asset-liability ratios and limited financing options [1][2] - The People's Bank of China in Hechuan took proactive measures to support Huqiang Machinery by forming a special research team and facilitating a 5 million yuan credit loan to alleviate the company's financial pressure [2][3] Group 1 - Huqiang Machinery has established stable partnerships with leading new energy vehicle companies such as BYD, Seres, and Changan, leveraging its expertise in the industry [1] - The company faced a critical situation in early 2025 as its new production facility required substantial investment, leading to a significant increase in its asset-liability ratio and a near collapse of its cash flow [1][2] - The People's Bank of China in Hechuan identified Huqiang Machinery's financing needs and responded by sending a special research team to provide financial support [2] Group 2 - The research team discovered that despite a lack of traditional collateral, Huqiang Machinery holds seven utility model patents and has strong capabilities in technology, production capacity, and customer relationships [2] - The People's Bank of China in Hechuan facilitated communication between Huqiang Machinery and local banks, resulting in the China Bank Hechuan Branch providing a specialized financial service plan and a 5 million yuan credit loan [2][3] - Since the beginning of 2025, the People's Bank of China in Hechuan has supported local technology-oriented enterprises with loans totaling 3.167 billion yuan, significantly enhancing the development of 130 technology-oriented companies [3]