养老星球丨10只养老目标基金年内收益超5%；今年前5个月5只养老目标基金成立

Core Insights - The performance of pension target funds in the first five months of the year shows that 10 funds have yielded over 5% returns, while 22 funds have exceeded 2% in the past month despite market fluctuations [1] Group 1: Fund Performance - As of May 28, over 50 pension target funds have achieved returns higher than 3%, with 10 funds surpassing 5% [1] - In the last month, 22 pension target funds reported returns exceeding 2%, indicating resilience in a volatile market [1] - Some funds, such as the Jianxin Puzhe Pension Target Date 2050, have reported negative returns, highlighting variability in performance [1] Group 2: Fund Management and Trends - The Ministry of Human Resources and Social Security has encouraged financial institutions to explore default investment services in collaboration with participants [7] - The ministry outlined various personal pension products available, including financial products, savings deposits, commercial pension insurance, public funds, national bonds, and specific pension savings [7] - There has been a trend of fund closures, with three pension target funds being liquidated this year, including two in May [6] Group 3: Fund Size and Market Dynamics - The Qianhai Kaiyuan Kangyue Stable Pension One-Year Holding Fund has a notable scale of over 2 billion units, which is relatively rare among pension target funds [5]