2500万保障+500万授信！清远银保机构为西牛麻竹笋发放首批保单和授信

Core Viewpoint - The issuance of the first batch of insurance policies and bank credit for the Xiniu bamboo shoot industry in Qingyuan marks a significant step in supporting the high-quality development of this agricultural sector, with a total of 25 million yuan in risk protection and 5 million yuan in credit provided [1][22][24]. Group 1: Insurance and Financial Support - The Qingyuan People's Insurance Company issued the first batch of comprehensive income insurance policies for the Xiniu bamboo shoot industry, providing strong price protection [12][20]. - The insurance product covers both production risks and market price risks, including natural disasters, accidents, pests, and wildlife damage [14][15]. - The financial model for the insurance includes a 60% subsidy from the government and a 40% self-paid premium by farmers, encouraging participation in the insurance scheme [17][18]. Group 2: Industry Significance - The Xiniu bamboo shoot is one of Qingyuan's five major billion-yuan modern agricultural industries and plays a key role in promoting rural revitalization in Yingde [8][10]. - As of December 2024, the planting area for Xiniu bamboo shoots reached 859,100 acres, with over 88,000 workers and a production volume of 1.414 million tons, generating a comprehensive industry value of 10.965 billion yuan [9][10]. - The introduction of this insurance product is seen as a significant advancement from a single protection model to a comprehensive protection approach in agricultural insurance [20]. Group 3: Collaborative Efforts - The collaboration among government, market, and social participation has created a favorable environment for the bamboo shoot industry, enhancing income stability for farmers and their ability to withstand dual risks from natural disasters and market fluctuations [26][28]. - Financial institutions are providing a chain of support from production to sales, alleviating funding challenges faced by farmers and enterprises in expanding production and processing [28][30].