CCB(601939) Xin Hua Cai Jing·2025-06-04 03:30Core Viewpoint - China Construction Bank's Liaoning Branch is actively supporting the high-quality development of the local economy by providing substantial financial resources and services to facilitate the comprehensive revitalization of Liaoning province [1][9]. Group 1: Loan Performance and Financial Support - As of the end of 2024, the loan balance of China Construction Bank's Liaoning Branch reached 502 billion yuan, with an increase of 34.5 billion yuan, maintaining the top position among the four major state-owned banks in Liaoning [1]. - In 2024, the branch provided loans totaling 198.4 billion yuan to real enterprises, an increase of 22.3 billion yuan year-on-year, with corporate loans accounting for 59% of the total [2]. - The branch has approved 32 projects with a total credit of 77 billion yuan and a loan balance of 11.8 billion yuan, focusing on key industrial clusters such as automotive parts and high-quality steel materials [2]. Group 2: Consumer Demand and Housing Support - The bank has stimulated consumption by providing credit card services and "Jian Yi Loan," leading to a total consumption increase of 70.7 billion yuan [3]. - The bank has adjusted mortgage rates for existing housing loans, saving 25 million yuan in interest for 300,000 homebuyers, thereby encouraging consumer spending [3]. Group 3: Financial Innovations and Sectoral Support - The bank has established a "green channel" for credit approval to support high-tech and specialized enterprises, with a balance of science and technology loans reaching 40 billion yuan [4]. - Green loans amounted to 90.8 billion yuan, with an increase of 13.5 billion yuan, supporting clean energy and environmental projects [4]. - The inclusive finance loan balance reached 47.3 billion yuan, marking a historical high, with a total of 21.2 billion yuan disbursed throughout the year [6]. Group 4: Strategic Initiatives and Future Plans - The bank is focusing on major projects and has supported the "Belt and Road" initiative, serving 983 foreign trade customers with an international business credit balance of 60.8 billion yuan [7]. - The bank aims to enhance financial services for key engineering projects and expand support for the "Three Major Projects" in Liaoning, with a planned financing of 3 billion yuan for various initiatives [8][10]. - The bank is committed to integrating its services with local economic development strategies, enhancing the efficiency of financial services, and addressing the financing challenges faced by enterprises [10].