存款降息，理财“吃饱”，业内人士：年内理财规模或将突破33万亿元

Core Insights - The decline in deposit interest rates below 1% and the expected return on wealth management products around 2% is prompting depositors to rethink their money management strategies [1] - Wealth management companies are increasing their marketing efforts, contributing to the growth of bank wealth management scale [1] - As of June 3, the scale of bank wealth management reached 31.24 trillion yuan, an increase of over 140 billion yuan since the end of April [1] - Industry experts believe that the reduction in deposit rates is further driving "deposit migration," making it more challenging for banks to attract deposits, while wealth management products are seeing an influx of new funds [1] - The wealth management scale is expected to surpass the historical high of 33 trillion yuan within the year [1]