大额存单全面进入1时代 有储户称20万存3年利息少了两千

Core Insights - The interest rates for large time deposits have entered the "1" era, with many banks even removing 5-year large time deposit products from their offerings [1] - A specific example highlights that a deposit of 200,000 yuan for three years now yields approximately 2,000 yuan less in interest compared to three months ago, when rates were around 2% [1] - The recent wave of interest rate cuts has led to a general decline in large time deposit rates, resulting in reduced earnings for many depositors [1]