光大理财：居民金融资产占比创新高

Core Insights - The report by Everbright Wealth highlights a significant shift in the asset allocation behavior of Chinese residents, with financial assets increasingly contributing to overall asset growth [1] - Since 2018, the contribution of financial assets has been on the rise, surpassing non-financial assets for the first time in 2024, indicating a growing trend towards capital market investments [1] Financial Asset Contribution - The contribution of financial assets to the growth of residents' assets has been steadily increasing, reaching 54.6% in 2021 and projected to rise to 104% in 2024, with non-financial assets contributing negatively [1] - This marks the first time since 2005 that the contribution of financial assets has exceeded 100% [1] Asset Structure Changes - In terms of stock, the proportion of financial assets in residents' total assets is expected to reach a peak of 47.6% in 2024, an increase of 6.3 percentage points compared to 2018 [1]