2025消费金融生态大会在渝召开 全国首个消费金融指数正式发布

Core Insights - The 2025 Consumer Finance Ecological Conference was held in Chongqing, focusing on the theme of "Finance Promotes Consumption" and aimed at exploring innovative paths for financial support in expanding consumption [1] - The conference gathered over 500 representatives from government, academia, finance, and technology sectors to discuss the role of finance in boosting consumption and contributing to a new development pattern of "dual circulation" [1] Group 1: Consumer Finance Index - The China Consumer Finance Index (CCFI) was officially released, marking the first index to evaluate the development status of the consumer finance industry in China [2] - The CCFI is based on 12 groups of 33 indicators, assessing the construction of market entities, industrial ecology, and market environment across 30 typical cities [2] - The top ten cities in the CCFI ranking for 2025 are Shanghai, Beijing, Chongqing, Shenzhen, Guangzhou, Hangzhou, Chengdu, Suzhou, Nanjing, and Jinan, with Shanghai, Beijing, and Chongqing dominating the rankings [2] Group 2: Chongqing's Consumer Finance Landscape - Chongqing is becoming a significant hub for consumer finance development, supported by national strategies to cultivate international consumption centers and western financial centers [3] - By the end of 2024, Chongqing will have established a multi-layered consumer finance system with over 80 supply entities, including banks, consumer finance companies, auto finance companies, and online lending institutions [3] - Three consumer finance companies in Chongqing hold a combined loan scale of 29.1% of the national total, leading in registered capital and number of institutions [3] Group 3: Technological Innovation and Infrastructure - Chongqing's consumer finance companies and online lending institutions are at the forefront of technological innovation, utilizing big data, artificial intelligence, and knowledge graphs for financial services [3] - The city has established several key financial institutions, including a national fintech certification center and the first financial court in central and western China [4] - Chongqing is home to the first cross-regional consumer rights protection center and the first alliance to combat financial crime, showcasing its commitment to responsible consumer finance standards [4]