出租、出借银行卡是“无本生意”？警惕“隔空洗钱”陷阱

Core Viewpoint - The article highlights the crackdown on illegal credit card trading and money laundering activities in China, revealing a complex network involving domestic and international criminal groups [1][9]. Group 1: Criminal Activities - A criminal gang in Suzhou, Anhui Province, was dismantled for buying and selling credit cards for money laundering, with the total amount involved exceeding 80 million yuan [1]. - The gang utilized social media to recruit card dealers and engaged in illegal transactions across the country [2][4]. - The operation involved a "remote car team" model, where cards were used for illegal fund transfers and virtual currency purchases without leaving the country [6][14]. Group 2: Operational Methods - The criminal group operated through a hierarchical structure, with an overseas crime group at the top, followed by cross-border card dealers and local card merchant teams [14][16]. - Transactions were conducted using virtual currencies, making it difficult for law enforcement to trace the identities of the criminals involved [9][11]. - The gang's activities included using the cards for various services like booking tickets and paying bills, further complicating the tracking process [11][16]. Group 3: Law Enforcement Response - Police have identified the need for better tracking and identification of suspicious transactions, suggesting that third-party payment platforms implement models to recognize such activities [19]. - The authorities emphasize the importance of individuals safeguarding their personal accounts and being cautious about lending their cards to others [17]. - The case serves as a warning to the public about the risks of engaging in seemingly harmless financial activities that could lead to serious legal consequences [17].