Workflow
工行南宁分行:聚焦薄弱领域提供优质服务 写好普惠金融大文章

Core Insights - The Industrial and Commercial Bank of China (ICBC) Nanning Branch is actively promoting inclusive finance, focusing on providing quality financial services to small and micro enterprises and the agricultural sector, contributing to the development of these vulnerable areas [1][2] Group 1: Inclusive Finance Development - As of May 2025, the balance of inclusive loans at ICBC Nanning Branch reached 17.55 billion yuan, an increase of 11.9 billion yuan compared to early 2022 [1] - The number of inclusive loan accounts reached 16,002, which is an increase of 11,188 accounts since early 2022 [1] - The bank emphasizes the authenticity of loan applications, ensuring that loans are accurately directed to the real economy by focusing on the authenticity of the subject, operations, and materials [1] Group 2: Service Quality Improvement - ICBC Nanning Branch is transforming its loan structure by integrating "mortgage + credit" and enhancing its product offerings through "online + offline" and "short-term + long-term" options [1] - The bank has implemented a project work method and a time-limited completion system to accelerate loan disbursement, ensuring clear responsibilities and timelines [1] - Collaboration between professional departments and local branches is strengthened to address service challenges and improve customer engagement [1] Group 3: Rural Revitalization Efforts - The bank is responding to the national rural revitalization strategy by launching the "Xingnong Wanli Xing · Zongyang Kuomian" initiative, enhancing cooperation with government and leading agricultural enterprises [2] - Financial products are being innovated with tailored development plans for specific counties, extending financial services to rural areas to improve accessibility [2] - ICBC Nanning Branch aims to continue innovating inclusive financial services to support small and micro enterprises and the agricultural economy, contributing to local economic development [2]