农业银行化解小微科技型企业“成长烦恼”

Group 1 - Financial support is crucial for the innovation and growth of small and micro technology enterprises, with Agricultural Bank implementing a financing coordination mechanism to address their challenges [1] - As of the end of April, Agricultural Bank has provided credit support to 76,000 small and micro technology enterprises, aiding their high-quality development [1] - Agricultural Bank's "Kejie Loan" product, designed for small and micro technology enterprises, offers a credit line of 5 million yuan based on quantitative indicators like intellectual property and innovation scores [1] Group 2 - Shenzhen Hongjing Power Information Technology Co., Ltd. faced funding challenges despite holding nearly 7 million yuan in orders, leading to the use of Agricultural Bank's "Park·Zhen Enjoy Loan" [2] - The "Park·Zhen Enjoy Loan" converts data from park management, such as utility payments and tax records, into credit indicators, providing unsecured, low-interest loans [2] - Agricultural Bank issued a loan of 2.5 million yuan to the company, alleviating its cash flow pressure and enabling increased production [2] Group 3 - Tianjin Xinhe Food Co., Ltd., a high-tech enterprise, experienced rising operating costs and cash flow issues, prompting a need for financing [3] - Agricultural Bank designed a specialized export credit insurance financing plan for the company, using accounts receivable as collateral to ease financial pressure [3] - As domestic orders increased, the company transitioned to the "Technology e-loan" product, which provided timely financial relief [3]