Core Viewpoint - Yibin Bank has appointed Jiang Lin as the new president, following a two-month vacancy after the resignation of the previous president due to health reasons. Jiang's qualifications are pending approval from the national financial regulatory authority [2][3][4]. Group 1: Leadership Changes - Jiang Lin has a background with Wuliangye Group, the largest shareholder of Yibin Bank, holding 19.99% of the bank's shares as of the end of 2024 [6][7]. - Jiang Lin's previous roles include positions at the Chengdu Municipal Government and as a board member at Wuliangye Group, where she served as Vice General Manager and Secretary of the Board [4][5][6]. Group 2: Financial Performance - In 2024, Yibin Bank reported operating income of 2.18 billion yuan and a net profit of 478 million yuan, showing minimal growth of 0.5% and 0.1% year-on-year, respectively [9]. - The bank's reliance on net interest income has decreased, with a reported decline of 11.6% in net interest income to 1.578 billion yuan, which now constitutes 72.4% of total operating income, down from 82.3% the previous year [9][10]. - Non-interest income has shown improvement, with net commission income increasing by 48.3% to 65.1 million yuan, and financial investment net income soaring by 2872.6% to 315 million yuan, contributing significantly to revenue growth [10][11]. Group 3: Asset Quality and Growth - As of the end of 2024, Yibin Bank's total assets exceeded 100 billion yuan, reaching 109.205 billion yuan, with customer loans and financial investments growing by 18.2% and 21.6%, respectively [11]. - The bank's non-performing loan ratio improved to 1.68%, marking the lowest level in five years [12].