Group 1 - The Ministry of Finance announced the issuance of the third and fourth phases of savings bonds from June 10 to June 19, 2025, with a reduction in coupon rates by 30 basis points compared to the previous issuance [1][2] - The coupon rates for the new bonds are set at 1.63% for the 3-year bond and 1.7% for the 5-year bond, with a maximum issuance amount of 25 billion yuan for each bond [2][3] - The expected cumulative returns for investors purchasing 100,000 yuan of the 3-year and 5-year bonds are 4,890 yuan and 8,500 yuan, respectively [2] Group 2 - Despite the reduction in coupon rates, savings bonds still offer advantages over bank deposit rates, which are currently lower than the bond rates [3] - The highest annual interest rates for 3-year and 5-year fixed bank deposits are 1.55% and 1.30%, respectively, making savings bonds more attractive for conservative investors [3] - The new bonds are electronic savings bonds, available for purchase through mobile banking, online banking, and bank counters, with annual interest payments and the option for early redemption [3]
储蓄国债6月10日开售！3年期年利率1.63%，5年期年利率跌破2%
Guang Zhou Ri Bao·2025-06-09 02:08