Core Insights - The article discusses the integration of financial services and community needs in Chengdu's Luhua Ecological City, highlighting the innovative use of a points system called "Ludou" to enhance consumer experience and streamline merchant operations [3][4][7] Group 1: Community and Financial Integration - Chengdu's Luhua Ecological City aims to provide a one-stop quality living service for residents, integrating dining, shopping, and medical needs [3] - The Bank of China Sichuan Branch has developed a "full-process automatic clearing system" using the "Hui Shibao" intelligent distribution function to address common financial clearing challenges in community commercial entities [7] - The integration of "Ludou" points with payment systems allows for instant redemption and enhances the overall member experience [4][7] Group 2: Operational Efficiency and Data Utilization - The transaction management system enables real-time monitoring of business data across various stores, allowing for timely adjustments to merchant offerings based on consumer demand [7] - The "SAAS + cash register" solution provided by the bank improves operational efficiency for merchants, facilitating digital management and reducing labor costs [7] - The innovative approach of combining finance, community, and commerce is seen as a model for enhancing financial service quality and boosting consumer spending [7]
“小圈生态”大文章 建行四川省分行为社区商圈打造数字金融新方案