威海广泰: 对外担保管理制度

Core Viewpoint - The document outlines the regulations and procedures for external guarantees provided by Weihai Guangtai Airport Equipment Co., Ltd, aiming to control guarantee risks and protect the company's assets and investors' interests [1]. Group 1: General Provisions - The company establishes this system to regulate external guarantee behaviors and control risks in accordance with relevant laws and regulations [1]. - The term "guarantee" refers to the company's commitment to assume legal responsibilities if the debtor fails to fulfill their obligations, including various forms such as guarantees, mortgages, pledges, and deposits [1]. - The company must obtain approval from the board of directors or shareholders before providing any guarantees [1]. Group 2: Review and Control of External Guarantees - The finance department is responsible for reviewing and managing external guarantees, including assessing the creditworthiness of the guaranteed party [2]. - A written report must be produced after a credit investigation and risk assessment of the guarantee applicant, focusing on various factors such as legal compliance, credit status, and financial health [7]. - Guarantees cannot be provided if the applicant has unclear ownership, is undergoing restructuring, has poor financial conditions, or has unresolved disputes [3][4]. Group 3: Risk Management of External Guarantees - The company must ensure that any guarantees provided are backed by corresponding counter-guarantees or risk prevention measures [4]. - The board of directors must approve guarantees exceeding 50% of the latest audited net assets or 30% of total assets [11]. - The company must continuously monitor the financial status of the guaranteed party and take necessary actions if significant deterioration occurs [18]. Group 4: Responsibilities and Penalties - Company directors and management who violate the established procedures for signing guarantee contracts may be held accountable for any resulting damages [34]. - Any violations of guarantee regulations must be disclosed promptly, and corrective measures should be taken to minimize losses [12]. - The company is required to establish a supervisory system for external guarantee controls, ensuring compliance with internal regulations [39].