统筹施策化解乡村基建融资难

Group 1 - The core viewpoint emphasizes the necessity of financial support for rural infrastructure development, as highlighted in the 2025 Central Document No. 1, which calls for the innovation of rural revitalization financing mechanisms [1] - Current long-term credit supply for rural infrastructure is insufficient to meet the growing demand, with commercial financial institutions hesitant to provide matching long-term credit due to liquidity risks and other concerns [1][2] - The lack of a nationwide, shared database for rural infrastructure projects hinders the understanding of overall long-term credit demand and affects the effective connection between credit supply and demand [1][2] Group 2 - To address financing challenges in rural infrastructure, a collaborative financial ecosystem is needed, integrating the functions of policy-based and commercial financial institutions [2] - Establishing a unified national database for rural infrastructure projects is crucial for breaking down information barriers and enhancing credit supply-demand matching through data-driven approaches [2] - Commercial financial institutions are encouraged to innovate financial products tailored to the diverse needs of rural infrastructure, focusing on areas like farmland consolidation and smart agriculture [3] Group 3 - There is a need for improved assessment and incentive mechanisms within commercial financial institutions to drive resources towards rural infrastructure projects [3] - The integration of various resources, such as government financing platforms and rural credit guarantee institutions, is essential for risk-sharing and enhancing collateral mechanisms [3] - The overall goal is to facilitate the flow of financial resources into rural areas, supporting the broader objective of rural revitalization as part of China's modernization efforts [3]