中新网：中国光谷启动科创金融“伙伴工程”助企融资

Core Viewpoint - Wuhan East Lake High-tech Zone has launched the "Innovation Financial Partner Program" to address financing challenges faced by startup technology companies, aiming to support technological innovation and achievement transformation [1][2]. Group 1: Program Overview - The "Innovation Financial Partner Program" focuses on the financing pain points of technology enterprises in the "0-1" stage, establishing a database of technology seedling enterprises with technological and intellectual property value [1]. - The program aims to encourage financial institutions to lend by implementing a layered risk-sharing mechanism and a return on investment design [1][2]. Group 2: Targeted Support - The program specifically supports three types of "hardcore" entities: talent enterprises founded by research teams from universities and research institutes, future unicorns with disruptive technologies and clear industrialization paths, and pioneers in technology achievement transformation through deep integration of industry, academia, and research [1]. - The initiative aims to provide precise financial support to high-risk, light-asset technology seedlings, facilitating their growth [1]. Group 3: Financial Mechanisms - The program will create a nurturing system for seedling enterprises, selecting 400 initial technology startups for a "seedling enterprise database" and launching a dedicated credit product called "Seedling Partner Loan + Equity Subscription" [1]. - A priority credit channel for seedling technology enterprises will be established, ensuring a 100% response rate to credit applications, with an annual financing amount of no less than 600 million yuan [1]. Group 4: Risk Compensation and Sustainability - A special risk compensation fund will be set up to achieve layered risk compensation, forming a sustainable operational loop of "financial support - enterprise growth - return on investment" [2]. - The program promotes risk-sharing and profit-sharing among cooperating partners, enhancing collaboration within the ecosystem [2]. Group 5: Historical Context and Achievements - Since its establishment, the East Lake High-tech Zone has nurtured 158,000 innovative enterprises, 5,821 high-tech enterprises, and 549 gazelle enterprises, becoming the first national demonstration zone for technology insurance innovation [2]. - The zone has attracted over 1,100 technology financial institutions, including technology banks, securities, insurance, and funds, establishing a comprehensive equity and bond financing chain covering the entire lifecycle of technology enterprises [2].