Xin Lang Cai Jing·2025-06-11 10:10Core Insights - Postal Savings Bank of China in Ganzi Prefecture is integrating "technology finance, green finance, inclusive finance, pension finance, and digital finance" into the local cultural tourism industry, with nearly 30% of personal business loans directed towards this sector, amounting to nearly 40 million yuan in special loans for over 100 market entities [1][2] Group 1: Financial Innovations - The bank has established a three-tier credit system across 18 counties, creating 246 credit villages and assessing 7,124 credit users, facilitating 97.13 million yuan in inclusive loans with an average of 30,000 yuan per household [2] - A new "Cultural Tourism Industry Loan" product has been launched, allowing for credit up to 2 million yuan with flexible guarantees, addressing the financing challenges faced by light-asset tourism businesses [3] Group 2: Economic Impact - The bank's initiatives are aimed at enhancing the income channels for farmers and herders, with a focus on supporting the tourism sector as a means to protect Ganzi's tourism brand [4] - The "Li Gou·He Tang" hot spring complex project, funded with 5 million yuan, has transformed abandoned mineral resources into a high-end tourism service, benefiting 21 herders and creating a model for shared prosperity [3][4]