先建立职业伤害保险，再渐进完善社会保险，更符合平台经济的弹性特征

Core Viewpoint - The prioritization of occupational injury protection for delivery riders can mitigate immediate risks while accumulating experience for comprehensive social security reform. The gradual reform of the social security system should focus on national coordination and flexible contributions to avoid conflicts between rigid systems and flexible employment [1][17]. Group 1: Occupational Injury Risks - Delivery riders face significant occupational injury risks, including traffic accidents, overwork-related health issues, and extreme weather threats. Statistics indicate that riders average over 50 kilometers of cycling daily, leading to a high-pressure work environment that increases the likelihood of accidents [2][3]. - The occupational injuries of riders not only affect them but also impose external costs on society, such as increased public healthcare burdens and traffic congestion due to accidents [2][3]. Group 2: Policy Development and Implementation - In December 2021, the Ministry of Human Resources and Social Security and ten other departments introduced the "Occupational Injury Protection Measures for New Employment Forms (Trial)" to support and regulate the rights of new employment form workers [4]. - The core of the Measures is to recognize the unique employment status of platform workers and establish an occupational injury protection system that provides medical expenses and compensation for disability or death [5][6]. Group 3: Challenges and Risks in Policy - Despite the Measures, there are potential risks of companies evading their responsibilities through outsourcing or changing order mechanisms, which could undermine the effectiveness of the occupational injury protection [9][10][11]. - The flexibility of platform operations and the evolving nature of employment relationships pose challenges to the implementation of the Measures, as companies may exploit loopholes to minimize their obligations [8][12]. Group 4: Balancing Rights and Industry Sustainability - The debate on whether to prioritize social insurance or occupational injury insurance reflects the need to balance immediate risk coverage with long-term institutional development. Prioritizing occupational injury insurance could provide immediate relief while allowing for gradual improvements in social insurance [14][16][17]. - The proposed pathways for policy implementation suggest that establishing occupational injury insurance first could stabilize the industry and facilitate a smoother transition to comprehensive social security reforms [15][16][17].