加强风险联防联控 收单外包服务机构迎新规

Core Viewpoint - The release of the "Registration Management Norms for Acquiring Outsourcing Service Institutions" and "Evaluation Management Norms for Acquiring Outsourcing Services" by the China Payment and Clearing Association aims to enhance self-regulation and promote the healthy development of the acquiring outsourcing service market [1][2]. Group 1: Registration Norms - The "Registration Norms" consists of eight chapters and thirty-four articles, detailing the purpose, scope, and principles of registration, as well as the conditions and materials required for registration [2][3]. - It specifies the management measures and self-discipline penalties for licensed institutions and outsourcing institutions, emphasizing data security and confidentiality [2][3]. - As of June 11, over 35,000 acquiring outsourcing institutions have completed registration, involving more than 740 aggregation payment institutions [1]. Group 2: Evaluation Norms - The "Evaluation Norms" includes six chapters and thirty-nine articles, outlining the requirements for information registration, risk information management, and self-discipline evaluation [3][4]. - It establishes standards for risk information sharing and blacklisting management, as well as the rules and processes for self-discipline evaluation [3][4]. - The evaluation results will serve as an important reference for assessing outsourcing institutions, with a focus on compliance and operational transparency [5]. Group 3: Industry Impact - The new norms are expected to shift the outsourcing market from "scale expansion" to "compliance capability competition," potentially increasing industry concentration [3][4]. - The association plans to strengthen management across the entire process of acquiring outsourcing services, ensuring fair and orderly market conditions [4][5]. - Enhanced regulations are anticipated to improve payment service levels and efficiency, while also safeguarding consumer rights [5].