当“智慧”全面融入养老，银发经济万亿市场将如何塑造？

Group 1 - The smart elderly care sector is witnessing the emergence of new technologies and models that are creating various application scenarios for the silver economy [1][2] - The "Smart Long-term Care Insurance Operation Management Platform" aims to address pain points in service delivery for disabled elderly individuals, enhancing service quality and fraud prevention [2][3] - The "Long-term Care Core" product enhances existing sleep monitoring devices with automatic auditing features to verify service authenticity and quality [2][3] Group 2 - Companies are shifting from merely providing products to becoming "scene architects" that lead the lifestyle of the elderly, focusing on proactive health and technology empowerment [3][6] - The "Digital Health Management Platform" allows elderly individuals to assess their health across multiple dimensions and receive personalized health prescriptions [3][5] - The market for innovative rehabilitation aids, such as the "standing electric wheelchair," is gaining attention, with government subsidies available for buyers [5] Group 3 - The silver economy is projected to reach 19.1 trillion yuan by 2035, accounting for 27.8% of total consumption and 9.6% of GDP, with further growth expected by 2050 [7] - The number of elderly care enterprises in China has increased from 9,529 in 2013 to 76,132 in 2024, indicating a positive outlook for the silver economy [7] - Challenges include insufficient effective demand from the elderly, as their needs are often specific and difficult to articulate, necessitating better assessment methods [7][8] Group 4 - High costs of smart care robots and health monitoring devices pose a financial burden on care institutions and families, while the elderly's willingness to pay for new services needs to be cultivated [8] - Suggestions include financing leasing services for equipment manufacturers and implementing a pay-for-performance model based on health improvement metrics [8] - Exploring "insurance + service" models can provide elderly individuals with preventive health services, potentially reducing the likelihood of illness or accidents [8]