深圳数字人民币试点工作提质扩面 构建创新应用生态

Core Insights - The issuance of the "Opinions" by the Central Committee of the Communist Party of China and the State Council aims to deepen reform and innovation in Shenzhen, particularly focusing on the rapid development of the digital renminbi [1][2] - The digital renminbi is expanding its application scenarios from retail to various sectors including industrial internet, digital governance, supply chain finance, and cross-border finance [1] - Shenzhen is leading in the development of a digital renminbi ecosystem, with initiatives such as the launch of a visual hard wallet and the establishment of prepaid business demonstration circles [2] Group 1 - The "Opinions" emphasize the importance of innovative application scenarios and continuous technological development for the advancement of the digital renminbi [2][3] - Shenzhen has already implemented digital renminbi payment systems in various sectors, enhancing user engagement through exclusive offers and smart pension services [1][2] - The city is also exploring the application of digital renminbi in cross-border transactions and has initiated the first cross-border settlement business under the multilateral central bank digital currency bridge project [2] Group 2 - Experts believe that Shenzhen's role as a reform pioneer positions it to become a global benchmark in digital finance, supporting the internationalization of the renminbi and the high-quality development of China's digital economy [3]