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分批发放、灵活还款 今年申请助学贷款有哪些新变化?
Yang Shi Xin Wen·2025-06-14 05:17

Group 1 - The National Student Financial Aid Management Center and the China Development Bank held a launch meeting for the 2025 National Source Credit Student Loan program, focusing on implementing loan policies, accurately identifying needy students, and preventing illegal campus loans [1] - The acceptance of the 2025 Source Credit Student Loan will begin in mid-July, with students able to apply through the China Development Bank's online system or mobile app [1] - The China Development Bank aims to ensure sufficient loan funding to meet the needs of all economically disadvantaged students and will optimize the loan issuance process by moving from a centralized release in November to an earlier phased release [1] Group 2 - The National Student Loan program is a key part of China's student financial aid policy, promoting educational and social equity for economically disadvantaged students [2] - A reduction of 0.1 percentage points in the five-year loan market quoted interest rate (LPR) in May will lead to a corresponding decrease in the interest rate for the Source Credit Student Loan if the LPR remains unchanged [2] - The China Development Bank has issued a total of 456.9 billion yuan in student loans, benefiting 22.25 million economically disadvantaged students across 29 provinces and all recognized higher education institutions [2]