智库报告：培育中国特色金融文化正当时

Core Viewpoint - The report emphasizes the need for China's financial industry to build a value system and governance framework that aligns with modern financial development and China's modernization goals amidst significant global changes [1][2]. Group 1: Importance of Chinese Financial Culture - The cultivation of Chinese financial culture is essential for supporting the real economy, highlighting the unique charm of finance stabilizing the economy [2]. - Financial risk prevention remains a perpetual theme in the industry, necessitating adherence to the "Five Musts and Five Must Nots" principle to build a strong defense against systemic risks [2]. Group 2: Role of Joint Venture Financial Institutions - Joint venture financial institutions play a crucial role in integrating Chinese and foreign cultural concepts, combining compliance management and risk prevention experiences from foreign partners with Chinese values [3]. - These institutions serve as experimental grounds for cultural integration, enhancing Shanghai's position as an international financial center through "institutional grafting + cultural symbiosis" [3]. Group 3: Effective Pathways for Cultivating Financial Culture - ICBC-AXA Life has identified effective pathways for cultivating Chinese financial culture within joint venture institutions, focusing on shared value concepts and integrating the "Five Musts and Five Must Nots" into management practices [4].