Jing Ji Ri Bao·2025-06-15 21:56Core Insights - Small and micro enterprises are vital for economic development, and there is a need to better support their financing demands, which are characterized as "short, small, frequent, and urgent" [1][2] - The Industrial and Commercial Bank of China (ICBC) Jinhua Branch utilizes the People's Bank of China's national small and micro enterprise fund flow credit information sharing platform to enhance financing efficiency for these enterprises [1] - The fund flow information platform allows for real-time access to credit information, enabling banks to conduct precise credit assessments and facilitate rapid loan approvals [1] Group 1 - The ICBC Jinhua Lankai Branch successfully assisted a decoration company in obtaining a 500,000 yuan quick loan by leveraging the fund flow information platform, which streamlined the loan process [1] - The platform provides comprehensive insights into a company's operational status, cash flow, and overall debt repayment capacity, thus supporting accurate credit assessments [1] - The Jinhua Dongyang Branch provided a trade company with a 3 million yuan quick loan after utilizing the fund flow information platform for precise credit profiling, completing the approval and disbursement within the same month [2] Group 2 - ICBC Jinhua Branch plans to continue promoting the fund flow information platform to enhance awareness and trust among small and micro enterprises, contributing to local economic development [2]