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上海出台科技保险新政,构建国际科技创新中心风险保障新生态
news flash·2025-06-16 06:41

Core Viewpoint - The Shanghai Financial Regulatory Bureau and the Shanghai Municipal Science and Technology Commission have issued guidelines to promote high-quality development of technology insurance in Shanghai, focusing on supporting technological innovation across various sectors [1] Group 1: Strengthening Support - The guidelines emphasize enhancing technology insurance's support for major scientific research tasks, breakthroughs in industrial clusters, and the cultivation of future industries [1] - Standardized technology insurance products aimed at small and medium-sized enterprises (SMEs) will be developed to reduce risk costs for these businesses [1] Group 2: Product Innovation - The introduction of "Shanghai Science Points" aims to explore precise pricing in insurance [1] - The guidelines promote the deep application of artificial intelligence in the insurance sector and encourage the development of a technology insurance model driven by "leading" enterprises within industrial chains [1] Group 3: Capacity Building - Large insurance institutions are encouraged to play a leading role in capacity building, focusing on special assessments, exclusive products, professional talent, specialized institutions, dedicated technologies, and tailored systems [1] - The guidelines also call for active research into specialized regulatory methods that align with technology insurance, guiding the insurance industry towards a deeper transformation into the technology sector [1]