兴业消金加力提振消费

Group 1 - The core viewpoint emphasizes the importance of financial empowerment in upgrading consumption, with licensed institutions like Xingye Consumer Finance innovating consumer credit products and optimizing service models to stimulate new consumption momentum [1] - The young demographic is becoming the main force in the consumer market, with data indicating that by 2024, the proportion of per capita service consumption expenditure among residents has risen to 46.1%, particularly in sectors like pet economy, maternal and infant consumption, and health management [1] - Xingye Consumer Finance's "Vibrant Loan" product targets high-growth scenarios such as pets, maternal and infant care, and sports health, providing flexible financial support to the 22 to 35 age group [1] Group 2 - Prior to launching the "Vibrant Loan" for young consumers, Xingye Consumer Finance had already explored scene-based consumption, designing the "Flexible Enjoy" installment product based on high-demand sectors like dental care, education, and home improvement [2] - As of April 2025, the "Flexible Enjoy" product has served nearly 30,000 customers and issued loans totaling nearly 600 million [2] - The deep integration of finance and consumption scenarios by financial institutions is expected to effectively boost market vitality [2]