涉数据造假等多个问题，“明天系”两险企被吊销业务许可证

Core Viewpoint - The National Financial Supervision Administration has revoked the business licenses of Tianan Property Insurance Co., Ltd. and Tianan Life Insurance Co., Ltd. due to serious issues related to corporate governance and profit transfer through related transactions [2][4]. Summary by Category Regulatory Actions - Tianan Property Insurance has had its business license revoked, with penalties totaling 2.53 million yuan imposed on several executives, including lifetime bans for key individuals [4]. - Tianan Life Insurance also faced license revocation, with fines totaling 990,000 yuan and various executives receiving bans ranging from 3 to 10 years [4]. Violations Identified - Violations by Tianan Property Insurance include discrepancies between corporate governance reports and actual conditions, unauthorized performance of duties by senior management, and profit transfer to related parties through various financial instruments [3][4]. - Tianan Life Insurance's violations include untrue corporate governance reports, false statements in board reports, and misuse of investment assets for guarantees or loans [4]. Historical Context - Prior to these penalties, both Tianan Property and Tianan Life were under regulatory supervision since July 2020 due to violations of the Insurance Law, which led to their eventual takeover by the regulatory authority [5]. - The risk management plans for these companies have been implemented, with new entities established to take over their liabilities and assets [5]. Industry Implications - The revocation of business licenses is a severe regulatory measure indicating the authorities' commitment to addressing serious violations in the insurance sector [6]. - This action reflects a broader trend of stringent regulatory oversight in the financial industry, particularly in the insurance market [6].