恒丰银行深耕普惠金融赋能中小企业高质量发展

Core Viewpoint - Hengfeng Bank actively engages in supporting small and medium-sized enterprises (SMEs) through financial services, showcasing its commitment to serving the real economy and addressing the financing needs of businesses in Shandong Province [3][4]. Group 1: Financial Support Initiatives - Hengfeng Bank participated in the "Together to Benefit Enterprises, Financial Assistance to Enterprises" event organized by the Shandong Provincial Political Consultative Conference, conducting on-site research to understand the financial service needs of local enterprises [1]. - The bank has developed a series of financial products, such as "Park Loan," tailored for park enterprises, covering various stages of development, including property acquisition and operational financing [3]. Group 2: Loan Growth and Performance - As of May 2025, Hengfeng Bank's micro-loan balance reached 179.808 billion yuan, reflecting a year-to-date growth of 9.62%, with a significant increase in loans to manufacturing and technology enterprises [3]. - The bank has established partnerships with 120 park operators and supported over 1,500 enterprises, enhancing its service model to meet diverse financial needs [3]. Group 3: Cost Reduction Measures - Hengfeng Bank is focused on reducing financing costs for enterprises, with the average interest rate for micro-loans decreasing by 30 basis points since the beginning of the year, effectively addressing the issue of high financing costs [4].