银行同业存单指数基金大火！天弘基金经理这么说

Group 1 - The core viewpoint is that major state-owned banks and key joint-stock banks have collectively lowered deposit interest rates, leading to a shift in fixed deposit rates entering the "1 era" [1] - The Tianhong Zhongzheng Interbank Certificate of Deposit AAA Index 7-day holding period product has shown a stable annualized return of over 2% since its inception, indicating its strong performance [1] - The investment threshold for this product is very low, starting at just 0.01 yuan, making it accessible for a wide range of investors [1] Group 2 - The fund manager of the Tianhong product stated that the yield operation space of interbank certificate of deposit index funds is greater than that of money market funds but less than that of short-term bond funds, making it suitable for most investors [2] - The configuration value of interbank certificates of deposit is expected to become more prominent in the future, especially after the recent deposit rate cuts [2] - The demand for certificates of deposit is anticipated to increase as banks transition deposits to non-bank funding, improving the supply-demand relationship [2]