雅本化学: 融资与对外担保管理制度（2025年6月）

General Principles - The financing and external guarantee management system of the company aims to standardize financing and guarantee practices, effectively control risks, and protect financial security and investors' rights [1][2] - Financing refers to indirect financing from financial institutions, including various forms such as credit, loans, and guarantees [1][2] Financing Approval Process - The finance department is responsible for managing financing applications, conducting preliminary reviews, and submitting them for approval [5][6] - The board of directors must approve the annual loan scale and authorize the chairman to sign agreements within that scale [6][7] - Financing applications must include details such as the financial institution's name, loan amount, term, purpose, repayment plan, and asset-liability status [4][5] External Guarantee Conditions - The company can provide guarantees for subsidiaries, requiring proportional guarantees from other shareholders [9][10] - Guarantees exceeding 10% of the latest audited net assets or 50% of total assets require board and shareholder approval [10][11] External Guarantee Approval Process - The finance department manages external guarantee applications, which must be submitted with relevant documentation [10][11] - Guarantees must be approved by the board or shareholders, with specific conditions outlined for different approval thresholds [10][11] Execution and Risk Management - Approved financing and guarantee contracts must be signed by authorized representatives and reported to the finance department within seven days [15][16] - The finance department is responsible for monitoring repayment capabilities and managing risks associated with guarantees [21][22] Information Disclosure - The company must disclose financing and guarantee information in accordance with relevant laws and regulations [23][24] Responsibilities of Personnel - All directors must adhere to the system and bear legal responsibility for any violations leading to losses [25][26] Miscellaneous - The system applies to guarantees provided by subsidiaries and must comply with relevant laws and regulations [27][28]