苏州112.8万亩小麦上保险

Core Insights - Summer grain production is crucial for ensuring annual food security, with agricultural insurance playing a significant role in this process [1][2] - Suzhou's wheat comprehensive cost insurance covers 112.8 million mu, accounting for 98.3% of the sowing area, providing 1.128 billion yuan in risk protection, a 28.37% increase from the previous year [1] - The financial leverage of over 85% subsidy on premiums effectively mobilizes social capital for food security, achieving a multiplier effect of 25 times for every 1 yuan of fiscal input [1] Group 1: Risk Management and Response - Suzhou has established an innovative "agriculture-led + meteorological warning + insurance safety net" management system for risk control [1] - A regular joint mechanism involving finance, agriculture, and meteorology departments has been set up to enhance emergency response capabilities [1] - Following a storm disaster in April, a rapid response system was activated, completing damage assessments for 511 agricultural facilities within 24 hours, with compensation of 5.21 million yuan disbursed within a week, speeding up the process by 40% [1] Group 2: Drought Resistance and Technological Innovation - Suzhou allocated 15.3 million yuan in emergency funds for drought resistance, implementing measures such as foliar fertilization on 2.171 million mu and artificial rainfall six times [2] - A smart agricultural insurance platform is being developed, featuring an integrated monitoring system that enhances risk management precision and claims efficiency [2] - Satellite remote sensing for dynamic monitoring of wheat has achieved a disaster identification accuracy rate of 92%, and the "drone + AI" damage assessment model has a precision of 95% [2] Group 3: Future Developments - The Suzhou Finance Bureau plans to deepen supply-side reforms in agricultural insurance and explore more "insurance +" innovative products [2] - The goal is to build a multi-level protection system that aligns with modern agricultural development, contributing more to the modernization of agriculture in Suzhou [2]