中国大地保险惠州中心支公司：全流程护航荔枝产业 筑牢丰收保障网

Core Viewpoint - China Pacific Insurance Huizhou Branch is enhancing the lychee industry by providing comprehensive insurance coverage and innovative services to support farmers and promote rural revitalization [2][3][4]. Group 1: Insurance Coverage and Risk Management - The company aims to expand insurance coverage for lychee planting, targeting 27,800 acres by 2025, providing 83.4 million yuan in risk protection against disasters like typhoons and heavy rain [5][6]. - A rapid response mechanism for claims has been established, ensuring compensation payments are completed within three working days after damage assessment, with 56 claims processed this year totaling over 2.4 million yuan [8][9]. - The company has developed a risk management model that combines technology, disaster warnings, and farmer engagement to mitigate risks from extreme weather events [21][23]. Group 2: Technological Innovation and Quality Assurance - The company collaborates with local lychee associations to implement drone technology for pest control, increasing operational efficiency by over 300% compared to traditional methods [12][16]. - A food processing safety liability insurance has been introduced, integrating traceability technology to enhance consumer confidence in product safety [37][40]. Group 3: Support for Farmers and Market Expansion - The company has launched an accidental insurance product for lychee pickers, shifting focus from property to personal safety, thereby alleviating concerns for farmers and labor providers [26][34]. - To promote sales, the company is leveraging e-commerce platforms to connect fresh lychees with broader markets, while also engaging volunteers to assist in harvesting and marketing efforts [50][53][55]. - The company emphasizes that insurance serves not only as risk compensation but also as a catalyst for industry development, planning to deepen agricultural insurance service innovations [57][59].