购车分期“高息高返”正加速退场
news flash·2025-06-17 10:52
Core Viewpoint - The "high interest, high rebate" auto financing model is rapidly exiting the market due to banks' profitability challenges and high early repayment rates [1] Group 1 - Several auto dealerships in Beijing have confirmed that their partnerships with certain banks for high interest, high rebate auto financing will cease on July 1 [1] - A major bank's customer manager indicated that their auto financing "high interest, high rebate" loan services have been completely suspended [1] - The previously popular auto financing model, which gained market share through high rebate strategies, is now declining as banks face profitability issues [1]