支持上海优化自由贸易账户功能 鼓励沪港两地银行完善非居民账户体系

Core Viewpoint - The article emphasizes the support for optimizing the functions of free trade accounts in Shanghai and encourages banks in Shanghai and Hong Kong to enhance the non-resident account system, facilitating cross-border e-commerce and overseas warehouse operations [1] Group 1: Policy Support - The "Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan" advocates for the optimization of free trade account functions in Shanghai [1] - It encourages the establishment of non-resident accounts for cross-border e-commerce platforms and overseas warehouse operating companies in the Shanghai Free Trade Zone or Hong Kong [1] Group 2: Financial System Integration - The plan promotes the interconnection of Hong Kong's Fast Payment System (FPS) with the Interbank Payment System (IBPS) for online payment cross-bank clearing [1] - It encourages financial institutions in both regions to jointly develop financial products that meet the offshore trade and economic funding needs [1] Group 3: Currency Utilization - The initiative aims to promote the use of the Renminbi as a payment settlement currency among more trade entities [1]