多家银行调整服务收费

Core Viewpoint - Recent adjustments in service fees by multiple banks have sparked widespread market attention, with changes affecting various services such as credit verification, annual fees for bank cards, ATM cross-bank withdrawals, and cross-border wealth management [1][10]. Fee Adjustments - Uuhai Bank announced that starting June 13, it will charge for credit verification and syndicate loan services, with personal deposit verification costing 20 yuan per piece and corporate credit verification costing 200 yuan per piece [1][3]. - Suzhou Bank will introduce a new service fee for its "Zunxing Card," with the gold card exempt from annual fees and the platinum card costing 588 yuan per card per year, effective from September 10, 2025 [4][6]. - Lujian Rural Commercial Bank will change its ATM cross-bank withdrawal fee from free to 3.3 yuan per transaction starting September 1, with social security cards exempting the first two transactions each month [7]. - Bank of China will adjust several service fees related to credit card settlements starting June 10, 2025, including a new fee structure based on a percentage of the withdrawal amount [8]. Industry Trends - Many banks are adjusting service fees to enhance service quality, strengthen risk management, and cover operational costs, as traditional interest income is narrowing [10]. - The first quarter performance report indicates that among the six major state-owned banks, only Postal Savings Bank and Bank of China saw a year-on-year increase in net income from fees and commissions, while others experienced declines [10]. - There is speculation about a potential "fee war" among banks, with compliance emphasized as each fee adjustment requires regulatory approval and public notice [11]. Consumer Impact - Changes in fee structures directly affect consumer interests, with many consumers considering fees as a significant factor when choosing banking services [12][13]. - Experts suggest that banks need to improve communication with customers regarding the rationale behind fees and the value of services to balance profitability and customer satisfaction [14].