李云泽：外资机构在消费金融、普惠金融等领域深耕中国市场必将大有可为

Core Viewpoint - The expansion of consumer demand and the significant potential for financial services in China are highlighted, with foreign institutions expected to thrive in sectors like consumer finance and inclusive finance [1] Group 1: Consumer Demand and Market Potential - Consumer demand has become the main driver of China's economic growth, with the market size being the second largest globally [1] - China leads the world in service consumption volumes for automobiles, mobile phones, and home appliances, indicating a robust growth phase in service consumption [1] - There remains a significant growth potential in service consumption, with a gap of over ten percentage points compared to developed countries [1] Group 2: Policy and Economic Environment - The steady advancement of new urbanization and the emergence of new consumption formats are contributing to the release of incremental consumption potential [1] - Policies such as visa-free transit and tax refunds are continuously optimized to enhance consumer spending [1] - The implementation of strategies to expand domestic demand and investments in human capital is leading to steady increases in residents' income and improved livelihood security [1] Group 3: Role of Foreign Institutions - Many foreign institutions possess rich experience and unique expertise in consumer finance and inclusive finance [1] - The deepening of foreign institutions in the Chinese market is expected to yield significant opportunities [1]