中国银行张辉：加速打造科技金融生态圈“正逢其时”

Core Viewpoint - The article discusses the efforts of the Bank of China in building a technology finance ecosystem to support the development of new productive forces, emphasizing the need for a systematic, integrated approach to financial services for technology enterprises [1][2]. Group 1: Key Conditions for Technology Finance Ecosystem - The ecosystem must have complete participants, including various financial institutions to provide continuous financial support for technology innovation [1]. - Responsibilities must be clearly defined, with regulatory bodies setting boundaries, market players taking primary responsibility, and policies filling gaps [1]. - The product system should be adaptable, shifting focus from what financial institutions can provide to what technology enterprises need, offering tailored financial solutions throughout their lifecycle [1]. - Supporting mechanisms must be robust, focusing on creating effective profit-sharing, risk-sharing, and accountability frameworks [1]. Group 2: Bank of China's Initiatives - The Bank of China has established technology finance centers in 24 provinces, including Shanghai, and has set up 275 technology finance branches, supporting over 44,000 specialized enterprises with professional credit [2]. - The bank has mobilized over 100 billion yuan in domestic and foreign equity investments for technology enterprises through its subsidiaries [2]. - It has developed specialized financial products for startups and growth-stage technology companies, enhancing credit support through partnerships with securities and insurance firms [2]. - The bank leverages its global network to provide comprehensive financial services, including cash management and cross-border payments, to technology enterprises [2]. - It has issued over 160 billion yuan in technology loans and initiated pilot projects for mergers and acquisitions in the technology sector [3]. - The bank's insurance subsidiary has provided over 300 billion yuan in insurance coverage for technology enterprises, supporting Shanghai's development as a financial hub [3].