桓台农商银行：响应政策“精准发力”，务实举措赋能小微企业

Core Viewpoint - The company is actively responding to the policies aimed at supporting micro and small enterprises (MSEs) financing, aligning with national guidelines to enhance financial services for MSEs by 2025 [1][2]. Group 1: Financing Initiatives - The company has increased its credit investment in MSEs, conducting extensive outreach to understand their funding needs, resulting in a growing number of loans and amounts disbursed [2]. - As of now, the company has visited numerous enterprise clients, ensuring sufficient credit supply to meet MSEs' financial demands [2]. - The company is enhancing risk management and improving the quality of MSE loans while implementing supportive measures in loan pricing and performance assessments [2]. Group 2: Collaboration and Support - The company has collaborated with local authorities to create a comprehensive service list for individual businesses, addressing key pain points in financing and operational costs [3]. - A joint meeting was held to discuss the development of MSEs in the intangible cultural heritage sector, focusing on financial challenges and promotional strategies [3]. - Plans are in place to conduct promotional activities that leverage financial support to enhance the sales channels for heritage products [3]. Group 3: Financial Performance - Since the beginning of 2025, the company's retail loan balance has increased by 606 million, accounting for 55.19% of total entity loans, with an additional 1,571 retail loan accounts opened [4]. - The company aims to continue implementing the financing coordination mechanism to inject financial vitality into local MSEs, contributing to high-quality economic development [4].