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中信银行在北京试点推出“科技成果转化贷”
Zheng Quan Ri Bao Zhi Sheng·2025-06-19 06:59

Group 1 - The core viewpoint of the articles highlights the innovative approach of CITIC Bank in providing financial services tailored for technology-driven enterprises, particularly through the launch of the "Technology Achievement Transformation Loan" [1][2] - CITIC Bank has initiated a pilot program in Beijing to support early-stage technology companies, exemplified by its collaboration with Beijing Xinhua Storage Technology Co., Ltd., which specializes in zinc-nickel flow battery technology [1] - The bank has provided a credit limit of 5 million yuan to the startup, utilizing patent pledges as a means of credit enhancement, addressing the challenges of traditional financing methods [1] Group 2 - Since the launch of the product, CITIC Bank has supported dozens of technology transformation enterprises, issuing loans exceeding 100 million yuan [2] - The bank's strategy extends beyond credit product innovation, offering a comprehensive service model that includes "investment-loan linkage, bond financing, and industry matchmaking" to facilitate deep integration of capital, finance, and technology [2] - CITIC Bank has also introduced the "Sailing Plan - Empowering Technology Achievement Transformation Action," aiming to support 10,000 hard technology enterprises over the next three years through a structured service framework [2]