农发行章丘支行投放4700万元粮食贷款，保障夏粮“颗粒归仓”

Core Viewpoint - The article highlights the proactive measures taken by the Agricultural Development Bank of China, Zhangqiu Branch, to support local grain procurement through a loan of 47 million yuan, emphasizing the importance of policy-driven financial support for food security in China [1][6]. Group 1: Financial Support and Strategy - The Zhangqiu Branch issued a loan of 47 million yuan specifically for local grain reserve rotation needs, aiming to ensure farmers receive timely payments for their grain [1][6]. - The branch implemented a "three early" mechanism (early layout, early credit approval, early disbursement) starting in April to address the challenges of the summer grain procurement season [2]. - By collaborating closely with local grain authorities and key grain enterprises, the branch completed credit evaluations ahead of the procurement season, ensuring efficient loan disbursement [2]. Group 2: Service Optimization - The branch enhanced its services by promoting online banking and mobile payment tools, providing 24/7 settlement services to ensure farmers receive payments promptly [4]. - A "Party Member Pioneer Team" was established to assist at grain collection sites, addressing operational issues and improving procurement efficiency through on-site support [4]. Group 3: Risk Management - The Zhangqiu Branch developed a comprehensive risk control system, focusing on both loan management and risk prevention [5]. - Regular inspections of grain storage and dynamic monitoring through remote systems were implemented to ensure compliance with quality standards and loan matching [5]. - Strict controls on fund flows were established, adhering to the principle of "money follows grain," to prevent misuse of funds [5]. Group 4: Commitment to Food Security - The loan's implementation reflects the broader efforts of the Agricultural Development Bank to safeguard summer grain procurement, reinforcing the importance of food security as a national priority [6]. - The branch commits to continuous monitoring of procurement progress and resource allocation to ensure uninterrupted financial support and service [6].