补充医保空白，“好医保”升级覆盖三甲医院特需服务

Group 1 - Ant Group's Ant Insurance announced an upgrade to its "Good Insurance" series, expanding coverage to 470 top-tier hospitals' international and special departments, as well as some private hospitals, providing comprehensive medical protection for patients with specific diseases like cancer [1] - The upgrade addresses three pain points in the current medical insurance system: insufficient coverage of high-end medical services by basic insurance, exclusion of some innovative drugs and treatment technologies from the insurance directory, and the long-term protection needs of major disease patients [1] - The new product includes reimbursement for over 1,500 types of drugs and medical devices, enhancing the coverage strength, and offers lifetime renewal service for cancer and 11 high-incidence cardiovascular diseases, addressing previous issues with commercial insurance renewal [1] Group 2 - The rapid development of internet insurance is making commercial health insurance an important supplement to China's medical insurance system, with significant growth potential remaining [2] - Experts suggest that commercial health insurance should optimize product structure through data-driven approaches and enhance health management services to better complement basic medical insurance [2] - Consumers are advised to focus on coverage range, renewal conditions, and claims services when selecting commercial health insurance products, and to understand the comprehensive payout rate based on their health status and medical needs [2]